BB&T Subsidiaries

Helping our clients achieve the future they envision

Since 1872, we've offered our clients products and services to help them accomplish their financial goals.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time.  View Truist Media Relations

As BB&T Corporation has grown over the past 140-plus years, we have added a variety of companies to provide clients with a full range of financial services to suit their every need.


■ AFCO CAFO and Prime Rate Premium Finance Companies

BB&T’s premium finance units, AFCO and Prime Rate Premium Finance, in the United States, and CAFO in Canada, provide loans which enable businesses and consumers to pay their insurance costs over time, improving cash flow and providing additional credit and working capital. 

Through the agent/broker network, AFCO, Prime Rate Premium Finance and CAFO offer corporate clients an efficient means to finance their insurance premium expenses. In doing so, companies can tap the true potential of the insurance asset and access additional working capital for business growth or income producing purposes. All three companies offer insurance agents/brokers/producers reliable funding mechanisms, consistent underwriting decisions and extensive legal/compliance knowledge of state statutes, and federal regulations.

AFCO and CAFO specialize in middle to large commercial accounts and offer clients the ability to handle highly complex transactions. Prime Rate Premium Finance Corp. specializes in smaller to mid-sized accounts where efficiency and automation are key. For more information, visit and

■ BB&T Capital Markets

BB&T Capital Markets offers a full spectrum of capital and advisory solutions including equity and debt underwriting, M&A advisory, corporate banking, equity research and sales and trading. Headquartered in Richmond, Va., with offices throughout the U.S., we have specific expertise within eleven distinct industry verticals including Aerospace, Defense & Government Services; Automotive Aftermarket; Commercial & Industrial; Financial Services; Food & Agribusiness; Logistics & Transportation Services; Healthcare Finance; Education; Energy; Real Estate; and Retail & Consumer. Our commitment to industry expertise, combined with our resources as one of the nation's largest financial institutions, strategically positions BB&T Capital Markets to build lasting relationships and contribute measurably to the long-term success of each client. For more information, visit BB&T Capital Markets.

■ BB&T Insurance Holdings Inc.

BB&T Insurance Holdings Inc., the fifth largest insurance broker in the United States and sixth largest in the world, is a wholly owned subsidiary of Truist Bank. We offer highly consultative risk management services and nearly all types of coverage, including personal, small business, corporate, employee benefits, and life and health.

In addition to our expanding network of independent retail agencies, BB&T Insurance Holdings is one of the largest insurance wholesalers in the United States.

Founded in 1922, we operate more than 200 locations through a network of six complementary organizations:

■ BB&T Investments

BB&T Investments is a retail brokerage firm headquartered in Charlotte, N.C., that serves every financial center in the BB&T banking network. Licensed Financial Consultants are available to meet with clients to help them determine their financial goals and to recommend a personal investment plan designed to meet those goals. Self Directed Brokerage and online trading services, at reduced fees, are also available for clients who do not require investment advice. To arrange an appointment with a Financial Consultant or to open a Self Directed Brokerage account, visit, visit a local BB&T financial center or call BB&T Investments at 800-453-7348.

■ BB&T Scott and Stringfellow

Since its founding in 1893 by Frederic William Scott & Charles S. Stringfellow, Jr., Scott & Stringfellow has operated as a full-service regional brokerage and investment banking firm serving individual, institutional, corporate, and municipal clients. In 1999, Scott & Stringfellow became part of BB&T Corporation (NYSE: BBT). Our affiliation with BB&T as their retail brokerage subsidiary ensures our continued growth and provides services and resources for our financial advisors and our clients. BB&T Scott & Stringfellow has a longstanding commitment to developing lasting client relationships based on mutual trust and respect. For well over a century, our focus has been on providing comprehensive financial guidance and wealth planning to our valued clients. For more information, visit BB&T Scott and Stringfellow.

■ Grandbridge Real Estate Capital LLC

Based in Charlotte, N.C., Grandbridge is one of the nation's largest full-service commercial real estate finance firms. With offices located throughout the country, Grandbridge services a growing multi-billion dollar loan portfolio and provides financing as well as consulting and advisory services for all types of commercial and multifamily real estate on a national basis. Grandbridge has production offices in Alabama, California, Colorado, Florida, Georgia, Illinois, Indiana, Maryland, Minnesota, North and South Carolina, Ohio, Pennsylvania, Texas, Virginia and Washington, D.C. For more information, visit or call 704-332-4454.

■ Sheffield Financial

Sheffield Financial provides finance options for outdoor power equipment, trailers and powersports equipment such as snowmobiles, all-terrain vehicles, utility vehicles and motorcycles. Since 1992, we have financed over $10 billion in consumer and commercial retail loans for dealers of most major brand names in the industry. Our innovative variety of financing products, friendly and timely service and quick credit decisions are unmatched in our industry. For more information, visit or call 800-438-8892.

■ Regional Acceptance Corporation

Regional Acceptance Corporation offers indirect financing for new and used automobiles. The company has offices in the Carolinas, Tennessee, Maryland, Virginia, Georgia, Florida, Ohio, Kentucky, Michigan, Texas, Delaware and Indiana. Regional Acceptance is headquartered in Greenville, N.C., and can be reached at 252-321-7700.

■ Sterling Capital Management LLC

Sterling Capital Management LLC is a registered investment adviser founded in 1970. An investment firm, Sterling is an independently operated subsidiary of BB&T Corporation, one of the nation's largest financial services holding companies. Sterling is headquartered in Charlotte, NC with offices in Raleigh, NC, Atlanta, GA, Washington, D.C., San Francisco, CA, Richmond, VA, and Virginia Beach, VA.  As of 6/30/2014, Sterling has over $46 billion in assets under management overseen by 103 investment and client service professionals. Sterling provides investment management services to a diversified group of clients including corporate, public, healthcare, private clients, endowment/ foundation, insurance, sub-advisory and managed investment pools. For more information, visit or call 704-372-8670.

■ The BB&T Leadership Institute

The BB&T Leadership Institute provides organizations with a leadership development partner that helps create dynamic and effective leaders, increase employee retention and improve the bottom line. Clients gain knowledge and strategies to maximize performance today and ensure measurable success for the future. For more information, visit

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