As BB&T Corporation has grown over the past 140-plus years, we have added a variety of companies to provide clients with a full range of financial services to suit their every need.
BB&T’s premium finance units, AFCO and Prime Rate Premium Finance, in the United States, and CAFO in Canada, provide loans which enable businesses and consumers to pay their insurance costs over time, improving cash flow and providing additional credit and working capital.
Through the agent/broker network, AFCO, Prime Rate Premium Finance and CAFO offer corporate clients an efficient means to finance their insurance premium expenses. In doing so, companies can tap the true potential of the insurance asset and access additional working capital for business growth or income producing purposes. All three companies offer insurance agents/brokers/producers reliable funding mechanisms, consistent underwriting decisions and extensive legal/compliance knowledge of state statutes, and federal regulations.
AFCO and CAFO specialize in middle to large commercial accounts and offer clients the ability to handle highly complex transactions. Prime Rate Premium Finance Corp. specializes in personal lines and smaller to mid-sized accounts where efficiency and automation are key. For more information, visit AFCO.com, CAFO.com and PrimeRatePFC.com.
BB&T Capital Markets offers a full spectrum of capital and advisory solutions including equity and debt underwriting, M&A advisory, corporate banking, equity research and sales and trading. Headquartered in Richmond, Va., with offices throughout the U.S., we have specific expertise within eleven distinct industry verticals including Aerospace, Defense & Government Services; Automotive Aftermarket; Commercial & Industrial; Financial Services; Food & Agribusiness; Logistics & Transportation Services; Healthcare Finance; Education; Energy; Real Estate; and Retail & Consumer. Our commitment to industry expertise, combined with our resources as one of the nation's largest financial institutions, strategically positions BB&T Capital Markets to build lasting relationships and contribute measurably to the long-term success of each client. For more information, visit BB&T Capital Markets.
BB&T Insurance is a wholly-owned subsidiary of BB&T Insurance Holdings, Inc. It is the largest bank-owned insurance agency/brokerage in the Carolinas and one of the largest nationally and globally, through its network of independent agencies. As an independent insurance agency, we represent most major carriers in the United States. Based in Raleigh, N.C., BB&T Insurance Services Inc. offers a variety of types of coverage, including:
- Individual Coverage
- Small Business
- Life and Health
BB&T Investment Services Inc. is a retail brokerage firm headquartered in Charlotte, N.C., that serves every financial center in the BB&T banking network. Licensed Investment Counselors are available to meet with clients to help them determine their financial goals and to recommend a personal investment plan designed to meet those goals. Self Directed Brokerage and online trading services, at reduced fees, are also available for clients who do not require investment advice. To arrange an appointment with an Investment Counselor or to open a Self Directed Brokerage account, visit BBT.com/investments, visit a local BB&T financial center or call BB&T Investment Services Inc. at 800-453-7348.
Since its founding in 1893 by Frederic William Scott & Charles S. Stringfellow, Jr., Scott & Stringfellow has operated as a full-service regional brokerage and investment banking firm serving individual, institutional, corporate, and municipal clients. In 1999, Scott & Stringfellow became part of BB&T Corporation (NYSE: BBT). Our affiliation with BB&T as their retail brokerage subsidiary ensures our continued growth and provides services and resources for our financial advisors and our clients. BB&T Scott & Stringfellow has a longstanding commitment to developing lasting client relationships based on mutual trust and respect. For well over a century, our focus has been on providing comprehensive financial guidance and wealth planning to our valued clients. For more information, visit BB&T Scott and Stringfellow.
Based in Charlotte, N.C., Grandbridge is one of the nation's largest full-service commercial real estate finance firms. With offices located throughout the country, Grandbridge services a growing multi-billion dollar loan portfolio and provides financing as well as consulting and advisory services for all types of commercial and multifamily real estate on a national basis. Grandbridge has production offices in the Carolinas, Virginia, Alabama, Florida, Indiana, Pennsylvania, Minnesota, Texas, Georgia, Maryland, Kentucky, Ohio, Illinois, California and Washington, D.C. For more information, visit www.gbrecap.com or call 704-332-4454.
Sheffield Financial provides finance options for outdoor power equipment, trailers and powersports equipment such as snowmobiles, all-terrain vehicles, utility vehicles and motorcycles. Since 1992, we have financed over $10 billion in consumer and commercial retail loans for dealers of most major brand names in the industry. Our innovative variety of financing products, friendly and timely service and quick credit decisions are unmatched in our industry. For more information, visit www.sheffieldfinancial.com or call 800-438-8892.
Regional Acceptance Corporation offers indirect financing for new and used automobiles. The company has offices in the Carolinas, Tennessee, Maryland, Virginia, Georgia, Florida, Ohio, Kentucky, Michigan, Texas, Delaware and Indiana. Regional Acceptance is headquartered in Greenville, N.C., and can be reached at 252-321-7700.
Sterling Capital Management LLC is a registered investment adviser founded in 1970. An investment firm, Sterling is an independently operated subsidiary of BB&T Corporation, one of the nation's largest financial services holding companies. Sterling is headquartered in Charlotte, NC with offices in Raleigh, NC, Atlanta, GA, Washington, D.C., San Francisco, CA, Richmond, VA, and Virginia Beach, VA. As of 6/30/2014, Sterling has over $46 billion in assets under management overseen by 103 investment and client service professionals. Sterling provides investment management services to a diversified group of clients including corporate, public, healthcare, private clients, endowment/ foundation, insurance, sub-advisory and managed investment pools. For more information, visit www.sterling-capital.com or call 704-372-8670.
The BB&T Leadership Institute provides organizations with a leadership development partner that helps create dynamic and effective leaders, increase employee retention and improve the bottom line. Clients gain knowledge and strategies to maximize performance today and ensure measurable success for the future. For more information, visit bbtleadershipinstitute.com.