Subsidiaries and Affiliates

develops software and provides computer hardware sales and support for non-standard insurance agencies.

is a registered investment advisor founded in 1970. Sterling is an independently operated subsidiary of BB&T Corporation, one of the nation's largest financial services holding companies. Based in Charlotte, N.C., with offices in Raleigh, Atlanta, and San Francisco, Sterling has more than $40 billion in assets under management overseen by 94 investment and client services professionals. Sterling provides investment management services to a diversified group of clients including corporate, public, healthcare, private clients, endowment, foundation, insurance, sub-advisory, and managed investment pools in 40 states and 10 countries. We offer a full range of customized and mutual fund-managed investment solutions through taxable and tax-exempt fixed income portfolios, multiclass equity portfolios, and open architecture solutions through our Advisory Research Center. For more information, contact Sterling Capital Management at 704-372-8670.

a division of BB&T, buys, manages and provides funding for accounts receivable serving a wide range of businesses with particular expertise in the furniture, textiles and home-furnishings-related industries. BB&T Commercial Finance can be reached at 336-889-3355.

offers customized leasing services for small and mid-size businesses as well as large corporations. The group provides both vehicle and equipment leases and has more than 25 years experience in vehicle fleet leasing / management services and equipment leasing. BB&T Equipment Corporation is based in Charlotte, N.C., with production offices in the Carolinas, Virginia, West Virginia, Maryland, Georgia and Kentucky. You can reach BB&T Equipment Corporation at 704-954-1600.

is a wholly-owned subsidiary of Branch Banking and Trust Company. It is the largest bank-owned insurance agency/brokerage in the Carolinas and the 6th largest nationally and globally, through its network of independent agencies. As an independent insurance agency, we represent most major carriers in the United States. Based in Raleigh, N.C., BB&T Insurance Services Inc. offers a variety of types of coverage, including:
• Individual Coverage
• Small Business
• Corporate
• Life and Health

is a retail brokerage firm headquartered in Charlotte, N.C., that serves every branch in the BB&T banking network. Licensed Investment Counselors are available to meet with clients to help them determine their financial goals and to recommend a personal investment plan designed to meet those goals. Discount Brokerage and online trading services at reduced fees are also available for clients who do not require investment advice. To arrange an appointment with an Investment Counselor or to contact Discount Brokerage, you may visit a local BB&T branch or call BB&T Investment Services Inc. at 800-453-7348.

a subsidiary of BB&T Corporation, offers turnkey, innovatively robust solutions, extending the capabilities of financial institutions and merchants. CPS is committed to providing simplified payment processing services to our customers. Our creative products and services allow financial institutions the ability to provide electronic payment processing systems to their customers while limiting capital investment and maintaining their brand identity. We strive to provide the best possible service and meet the financial needs of our customers in this growing and dynamic industry. CPS endeavors to effectively leverage technology in order to achieve economies of scale and scope, offering innovative and robust solutions that make the processing of payments secure, reliable and efficient for our customers. Building on our solid foundation of experience, CPS will continually pursue innovation and improvement. For more information about Creative Payment Solutions call 800-508-0277 or contact us by email.

is a consulting firm specializing in organizational change and leadership development. Self-awareness, feedback and assessment are used to maximize organization, team and individual impact. Professional services include organizational consulting, personal executive development and leadership workshops. Farr Associates is located in High Point, N.C.

based in Charlotte, N.C., is one of the nation's largest full-service commercial real estate finance firms. With offices located throughout the country, Grandbridge services a growing multi-billion dollar loan portfolio and provides financing as well as consulting and advisory services for all types of commercial and multifamily real estate on a national basis. Grandbridge has production offices in the Carolinas, Virginia, Alabama, Florida, Indiana, Pennsylvania, Minnesota, Texas, Georgia, Maryland, Kentucky, Ohio, Illinois, California and Washington, D.C. You can reach Grandbridge at 704-332-4454.

is a consumer finance company that specializes in providing direct and indirect consumer loans, first and second non-conforming mortgages, auto loans, home improvement loans, and merchant retail sales financing services. Lendmark operates out of 104 branch locations throughout Georgia, Tennessee, Virginia, Maryland, Florida, North Carolina, South Carolina, Kentucky, West Virginia and Delaware. In addition, Lendmark provides alternative mortgage and consumer loan products to clients unable to meet BB&T’s normal consumer or mortgage loan guidelines. Lendmark is based in Covington, Ga., and can be reached at 678-625-6500.

Further information available at: AFCO.com, CAFO.com and PrimeRatePFC.com.

offers indirect financing for new and used automobiles. The company has offices in the Carolinas, Tennessee, Maryland, Virginia, Georgia, Florida, Ohio, Kentucky, Michigan, Texas, Delaware and Indiana. Regional Acceptance is headquartered in Greenville, N.C., and can be reached at 252-321-7700.

BB&T Securities, LLC is a wholly-owned, non-bank subsidiary of BB&T Corporation. Through our BB&T Capital Markets and BB&T Scott & Stringfellow divisions, we provide sound financial solutions and advice to a broad range of investing and institutional clients.

A Division of BB&T Financial, FSB, provides finance options for outdoor power equipment, trailers and powersports equipment such as snowmobiles, all-terrain vehicles, utility vehicles and motorcycles. Sheffield is based in Winston-Salem, N.C., and can be reached at 800-438-8892.