BB&T Corporation, headquartered in Winston-Salem, N.C., is among the nation's top 10 financial-holding companies with $165.8 billion in assets. Its bank subsidiaries operate more than 1,800 financial centers in the Carolinas, Virginia, West Virginia, Kentucky, Georgia, Tennessee, Maryland, Florida, Alabama, Indiana, Texas and Washington, D.C. BB&T ranks No. 2 in market share in North Carolina; No. 3 in Virginia and South Carolina; No. 5 in Georgia and Florida; No. 1 in West Virginia; No. 4 in Alabama and Kentucky; No. 6 in Tennessee and Maryland; and No. 7 in Washington, D.C.

BB&T's operating strategy distinguishes it from other financial holding companies. BB&T's banking subsidiaries are organized as a group of community banks, each with a regional president, which allows decisions to be made locally, close to the client. This also makes BB&T's client service more responsive, reliable and empathetic.

Since 1989, BB&T has completed the acquisition of more than 60 community banks and thrifts, more than 100 insurance agencies, and 35 non-bank financial services companies. This acquisition strategy has contributed significantly to BB&T's success.

This information is accurate as of Dec. 31, 2009.

• Rated one of country's safest and soundest financial institutions.
• More than 1,800 branches in 12 states and Washington, D.C.
• More than 30,000 employees.
• The largest mortgage lender in North Carolina and West Virginia.
• The top small business lender in the Carolinas.
• BB&T Corporation is an S&P 500 Company listed on the New York Stock Exchange under the trading symbol BBT.
• Ranked as the 10th largest financial holding company in the United States.
• Total assets at $165.8 billion.
• More than 696 million shares outstanding.
• Manages more than $20 billion in trust assets.
• Ranked among the 2003 World's Top 50 Financial institutions for Market Capitalization by Retail Banker International.
• 15-year compound annual dividend growth rate is 10.7 percent compared with 6.4 percent for the S&P 500. 
• 105th consecutive year of dividend pay out to shareholders.
  
  

  BB&T affiliates are routinely recognized for superior performance.

   

• BB&T Insurance Services Inc., which operates more than 100 agencies in 11 states, is the seventh largest retail insurance broker and the second largest bank-owned insurance agency in the United States;  the largest retail insurance broker in the Carolinas and Virginia; and the eighth largest brokerage worldwide.
• Scott & Stringfellow Inc. has 43 retail brokerage offices in the Carolinas, Virginia, Georgia, West Virginia and New Jersey.
• BB&T Investment Services Inc. currently serves more than 200,000 clients who have invested more than $4.6 billion.
• The Wall Street Journal consistently ranks BB&T Capital Markets Equity Research analysts among the nation's "Best on the Street."