BB&T Corporation, headquartered in Winston-Salem, N.C., is among the nation's top financial-holding companies with $165.3 billion in assets.  Its bank subsidiaries operate more than 1,800 financial centers in the Carolinas, Virginia, West Virginia, Kentucky, Georgia, Tennessee, Maryland, Florida, Alabama, Indiana, Texas, Nevada and Washington, D.C.  BB&T ranks No. 2 in market share in North Carolina; No. 3 in Virginia and South Carolina; No. 5 in Georgia and Florida; No. 1 in West Virginia; No. 4 in Alabama and Kentucky; No. 6 in Tennessee and Maryland; and No. 7 in Washington, D.C.

BB&T's operating strategy distinguishes it from other financial holding companies. BB&T's banking subsidiaries are organized as a group of community banks, each with a regional president, which allows decisions to be made locally, close to the client. This also makes BB&T's client service more responsive, reliable and empathetic.

Since 1989, BB&T has completed the acquisition of more than 60 community banks and thrifts, more than 100 insurance agencies, and 35 non-bank financial services companies. This acquisition strategy has contributed significantly to BB&T's success.